Privacy Policy

1. Introduction

At HomeFi.online, available at https://homefi.online, user privacy is our highest priority. This Privacy Policy outlines the types of information collected and recorded by HomeFi and how we utilize it to improve our service while protecting our users.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at Homefi480@gmail.com.

2. Zero-Data Processing (Our Promise)

Unlike traditional housing portals, HomeFi does not store personal financial data. All calculations performed within our tools (such as mortgage values, income entries, or material measurements) are processed locally within your web browser. This data is never sent to our servers, never stored in our databases, and is cleared as soon as you refresh or close your browser tab.

3. Log Files

HomeFi follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of their analytics services. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamps, referring/exit pages, and the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

4. Cookies and Web Beacons

Like any other website, HomeFi uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

5. Google DoubleClick DART Cookie

Google is one of our third-party vendors. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to HomeFi and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads

6. Our Advertising Partners

Some of the advertisers on our site may use cookies and web beacons. Our primary advertising partner is Google (AdSense). Each of our advertising partners has their own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their Privacy Policies above.

7. Third-Party Privacy Policies

HomeFi's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

8. GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request copies of your personal data.
• The right to rectification – You have the right to request that we correct any information you believe is inaccurate.
• The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
• The right to restrict processing – You have the right to request that we restrict the processing of your personal data.

9. CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

• Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
• Request that a business delete any personal data about the consumer that a business has collected.
• Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

10. Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. HomeFi does not knowingly collect any Personal Identifiable Information from children under the age of 13.